2 cups water
4 tsp. loose black tea
1/8 to 1/4 tsp. of ginger & cardamon
1 whole clove
1 cinnamon stick
1/4 cup of sugar or brown sugar
2 1/2 cups milk of your preference (ie: 2%, Almond, Coconut, etc.)
In a saucepan add water, spices, and loose tea leaves, bring to a boil & simmer for 5 minutes.
After boiling, add the sugar
Then, add the milk & bring back to boil which will not take too long, so keep an eye on it!
Here's a neat little trick: if you take a wooden spoon and lay it on top of the saucepan, the chai won't boil over.